CGMER : Crédit bateau, financement de votre bateau en LOA

CGMER, GROUPE SOCIETE GENERALE

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  • CGMER : Crédit, loa, leasing, et assurance pour achat de bateau
  • CGMER : boat financing and insurance
  • CGMER : credito, loa, leasing y seguro para compra de su barco
  • CGMER : Credito, leasing, per acquisto di imbarcazione
  • CGMER : bootsfinanzierung, yachtfinanzierung, bootsversicherung
  • CGI Finance

Lease Option Agreement
 
 
An LOA, CGMER's leading financing solution provides tax advantages that only a specialist can offer.
It is a complex system, with gradual or graduated repayments, CGMER's LOA meets the highest expectations.

 

- Period: 3 to 15 years
- Contribution: 0 to 50 %
- New and used boats subject to VAT


Enjoy all advantages of leaseholder status an gain a reduction in VAT*.

CGMer buys the boat you have chosen on your behalf and leases it to you for a fixed period.
At the end of the contract you can become the owner of boat on payment of a sum fixed in advance (option to purchase).
LOA allows you to benefit from a significant tax advantage : a reduction in VAT.

An option that can be tailor-made to your situation* :

  With the CGMer LOA:
- You can benefit from multi-stage finance.
- You can appoint a third party who will buy the boat at the end of the contract.
- You can take up the option to buy your boat whenever you want (from the 13th month).

The LOA's flexibility also comes into play when it comes to selling the boat.

 

Principle : at your request, CGMER draws up an amendment to your LOA contract transferring the lease on the boat to the person of your choice*

Advantage : your part with your boat more easily because the new leaseholder benefits from the initial advantages.


Example (rate in force on 1st july 2007)

 

Boat with a 50% reduction in the tax base for a french LOA

Purchase price (incl. VAT) euros 100 000
Down-payment + VAT euros 50 000
59 monthly payments euros 860.90
Purchase Option  0.01%
Period 5 years, i.e. 60 months 

Total cost** of credit (excluding optional insurance)
100 803.10 Euros


* Subject to the approval of CGL and according to applicable contractual terms and price on date of the application.
** Administration charges equivalent to 1.90% of the amount barrowed are included in the first monthly payment.  

 

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